Our Financial Journey Started with a Simple Question
Why does managing money feel so complicated when the basics should be straightforward? That question sparked our mission to make budgeting accessible for every Canadian family.
Our Story
Back in 2019, Sarah and Marcus met at a community financial literacy workshop in Sherbrooke. Both had struggled with traditional budgeting methods that felt rigid and disconnected from real life. Sarah, coming from a background in financial planning, noticed how many people gave up on budgets within weeks. Marcus, with his teaching experience, saw the gap between complex financial advice and what people actually needed to know.
We started Waxosu-Hupapo because we believed budgeting shouldn't require a finance degree. Our approach focuses on practical, flexible methods that adapt to how people actually live and spend money. We've helped over 12,000 Canadians build sustainable money habits without the overwhelm that comes with traditional financial planning.
Simplicity
Making complex financial concepts easy to understand and apply
Flexibility
Budgeting methods that adapt to your lifestyle, not the other way around
Trust
Honest advice without hidden agendas or product sales
What Drives Us
Our mission is pretty straightforward: help Canadians build confidence with their money through practical budgeting education. We're not trying to make you rich overnight or sell you complex investment products. Instead, we focus on the foundation – understanding where your money goes and making intentional choices about how you spend it.
We envision a Canada where financial stress doesn't keep people awake at night, where families can make spending decisions without anxiety, and where budgeting feels like a helpful tool rather than a restrictive chore. Every resource we create, every program we develop, and every interaction we have is guided by this vision of financial peace of mind for everyday Canadians.
Meet the People Behind Waxosu-Hupapo
We're a small team of financial educators, former budget-strugglers, and real people who understand that money management isn't just about numbers – it's about creating a life that aligns with your values and goals.
Sarah Mitchell
Co-Founder & Financial Strategist
Sarah spent eight years in traditional financial planning before realizing most people needed simpler solutions. She developed our signature "Budget Breathing Room" approach after watching too many clients abandon rigid budgets. When she's not creating resources, she's probably experimenting with new ways to make spreadsheets less intimidating.
Budget Strategy Debt
Management Financial Planning
Marcus Chen
Co-Founder & Education Director
Marcus brings a teacher's perspective to financial education, having spent years helping adults learn complex subjects. He's the one who insists our materials pass the "would my neighbor understand this?" test. His specialty is breaking down budgeting concepts into manageable steps that don't overwhelm people who are just getting started.
Adult Education Content Development Learning
Systems
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Join thousands of Canadians who've discovered that budgeting doesn't have to be complicated or restrictive.
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